Karolina Tarnawska

Treasury & Credit Risk Director (50%) – Grupa Żywiec SA
Senior Global Treasury Manager (50%) – Heineken Int NV

Started in banking, and worked as a relationship manager for ING. Than treasurer at McDonalds Polska.

In a bank, there are typically a number of career opportunities available, but it can be more difficult to pursue a treasury career within one corporation, such as McDonalds Polska in my case. The treasury function was already very efficient, so there were not obvious areas to add value, and as a largely domestic treasury centre there were few international treasury issues to deal with. Like many local treasury centres of large multinationals, treasury is often more closely linked with the accounting function than international treasury, so I was keen to contribute to a larger organisation where there was more opportunity to get involved with treasury-related issues, where I felt I could offer more value.

Grupa Żywiec proved a perfect opportunity, as a large company with more than 20 operating units. Develop treasury in areas in which to deliver value across a wide spectrum of responsibility, including cash and liquidity management, payments, financing and risk


MENTOR: Wojciech Nykowski, Citi Service Center

Karolina Tarnawska

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